Open Enrollment
How to Evaluate Employer Health Insurance Plans
Learn how to compare health plans by calculating true annual costs, understanding deductibles and copays, and deciding between plan types like HDHPs and PPOs.
Open Enrollment
How to choose a health plan during open enrollment.
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How to Choose Health Insurance With a Chronic Illness
Learn the four key variables for selecting health insurance with a chronic condition: total annual cost, drug formulary coverage, network depth, and prior authorization.
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Is an Employer Spousal Surcharge Worth It?
A spousal surcharge is an extra monthly fee employers charge for spouse coverage. Learn how to determine if paying the surcharge or using your spouse's plan makes financial sense.
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Why Did My Health Insurance Premium Spike in 2026
A temporary government subsidy for ACA marketplace insurance expired, causing premiums to spike. Learn what changed and how to find affordable coverage.
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Enrolled in Wrong Health Insurance Plan? Here's What to Do
If you enrolled in the wrong workplace health plan, verify your coverage tier and contact HR to correct the mistake before your next paycheck.